Isabel Jimenez left and Nicasio Dezalez salvage what they can from her Tupelo MS restaurant after a tornado struck earlier this year

Isabel Jimenez, left, and Nicasio Dezalez salvage what they can from her Tupelo, MS, restaurant after a tornado struck earlier this year.

6 questions to answer before the next disaster strikes

Take these steps to be ready if a hurricane or other weather-related event knocks your restaurant for a loop. Better double-check your business interruption insurance, too.

No destructive hurricanes made landfall in the U.S. in 2013, and that lucky streak has held up through 2014 so far. But coastal-area restaurant operators still must be ready should one hit, just as operators elsewhere may have to deal with unexpected damage from a flood, tornado, forest fire or other natural disaster.

Where to start?

“The bulk of a restaurant operator’s storm preparation should happen before the storm appears on the radar screen,” said Beth Krantz of

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